Check your insurance details

[spudfan]

Checked my insurance certificate for the car when it arrived. Discovered they had my EIRCODE wrong on the certificate. Contacted the broker. Got a  small refund . Said they would issue a new certicate of insurance and disc.

Always go through your insurance paper work. Once I found they had a digit wrong in the reg number of the car, grand until you have an accident as the car covered by the cert will not be the car you are driving.

[skinner75]

and we all know how in-sewer-ants shower will do anything to avoid paying out!

Edited July 2 by skinner75

[spudfan]

Had an under floor leak in the kitchen. It was not easy to find the source as water travels. Removed kitchen units and repaired the leak. Replaced the kitchen units. Man from the insurance company said he assumed I would be claiming for new kitchen units, but I said "N0". The units were O.K., a bit scratched here and there from being shifted but perfectly servicable. So I just claimed for the work done and new lino for the floor. It  was not a lot of money. They would not pay all of the modest, honestly stated sum as they said the house was under insured by a certain percentage so deducted this percentage from the payout. This was despite the fact that I did not claim to replace kitchen units which would be much more expensive for them.

 

Edited July 2 by spudfan

[Broithe]

2 hours ago, spudfan said:

Checked my insurance certificate for the car when it arrived. Discovered they had my EIRCODE wrong on the certificate. Contacted the broker. Got a  small refund . Said they would issue a new certicate of insurance and disc.

Always go through your insurance paper work. Once I found they had a digit wrong in the reg number of the car, grand until you have an accident as the car covered by the cert will not be the car you are driving.

If the reg number is wrong, an ANPR check would flag the car up as 'not insured', too.

[skinner75]

36 minutes ago, spudfan said:

Had an under floor leak in the kitchen. It was not easy to find the source as water travels. Removed kitchen units and repaired the leak. Replaced the kitchen units. Man from the insurance company said he assumed I would be claiming for new kitchen units, but I said "N0". The units were O.K., a bit scratched here and there from being shifted but perfectly servicable. So I just claimed for the work done and new lino for the floor. It  was not a lot of money. They would not pay all of the modest, honestly stated sum as they said the house was under insured by a certain percentage so deducted this percentage from the payout. This was despite the fact that I did not claim to replace kitchen units which would be much more expensive for them.

 

As one of my friends says - "you are insured for everything but a claim!"