like most here i have a set budget a week which i can increase occasionally i used last years budget to pay for the a class fleet and to date this years is going to the 121s i preferred to advance pay my irm orders as paying out nearly 400 at once raised questions from herself whereas paying 50 to 100 a week didnt . i hope to get my keg trains but would have had them at least half paid for by now under the old system i cant leave money sitting either at home or in a bank account in anticipation of release it would just be seen and spent as a joint account. plus it also helps the lads at irm judge production numbers and to have money ready to pay when their bill comes in for the items