The electro frogs are worth it tho Rich - the entire point is powered all the time, and if you make the cuts and wire power directly to the stock rails, you get impeccable running, no matter the condition of the contact at the point itself.
The cobalts are a total doddle. Two wires to them for power, one wire to the frog of the point (and optional push button) and you're done. Could not be simpler, and you still have two switches on it available for signals or other uses.